BUSINESS
ACCOUNT
APPEAL.
Your business account has been closed or restricted. We take over all communication, prepare a professionally structured appeal, and escalate to the Financial Ombudsman if the bank refuses.
Fixed Fee
£495
💳 Payment plans available
Strong
Most Cases
4–12w
Resolution
£495
Fixed Fee
Bank Explorer
Select Your Bank
Tap your bank to see common closure reasons, the appeal process, and expected timeframes for your specific situation.
Closure Reasons
Why Was Your Account Closed?
Every closure reason has a different challenge strategy. Tap yours to understand the approach.
Fraud Concern
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AML Compliance
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Source of Funds
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Third Party Access
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Sector Risk Decision
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SAR Filing Impact
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Appeal Process
From Closed Account
to Resolution
Our 6-step business account appeal process — every step professionally managed.
Case Assessment
Same dayFree review of your closure notice, bank correspondence, and business circumstances.
Document Preparation
1–3 daysWe compile all required evidence — accounts, source of funds, trading records, and director documentation.
Appeal Submission
3–5 daysProfessional appeal letter submitted directly to the bank — addressing every stated closure reason specifically.
Bank Response
4–8 weeksWe track all bank responses, chase deadlines, and handle all follow-up communication on your behalf.
FOS Escalation
If neededIf the bank upholds their decision, we prepare a complete Financial Ombudsman Service complaint.
Resolution
4–16 weeksReinstatement, wind-down facility, or alternative banking guidance — we see every case through to outcome.
Complete Service
Everything Handled For You
Appeal Preparation
Professional appeal documentation crafted for your specific case and stated closure reasons.
Bank Liaison
We handle all communication directly — you never need to deal with the bank yourself.
Compliance Review
Full review of closure reasons and identification of all challengeable grounds.
FOS Escalation
If the bank rejects, we prepare a full Financial Ombudsman complaint on your behalf.
Pricing
Transparent, Fixed-Fee Only
One fixed fee. Full service from assessment to FOS escalation if needed — with a money-back guarantee.
FAQs
Business Account Questions
Banks close business accounts for compliance reasons, AML reviews, SAR filings, sector-wide risk decisions, or changes in their risk appetite. Many closures are applied broadly and can be challenged where they are disproportionate or incorrectly applied.
Yes — in many cases a professional appeal addressing the stated grounds and presenting a clear compliance picture can result in reinstatement or a wind-down facility. Where banks refuse, FOS escalation is available.
If the internal appeal fails, we prepare a full Financial Ombudsman Service complaint. We also provide guidance on alternative banking providers with supported introductions.
Yes — the Financial Ombudsman Service handles business account complaints for businesses with fewer than 10 employees and turnover under £2 million. Many businesses qualify without realising it.
Your closure notice, bank correspondence, business registration details, 3–6 months of bank statements, source of funds evidence, and any information about the compliance concerns raised. We guide you exactly.