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πŸ”’ Confidential Β· ICO Β· GDPR
FixMyFile
UK GDPR Compliant Β· ICO Registered

Privacy Policy

Your privacy is protected by law and by us. This policy explains exactly what personal data we collect, why we collect it, how we use it, and the rights you have over it β€” in plain English.

ICO Reg: ZC189761
Company No. 17321196
UK GDPR & DPA 2018

Last updated: July 2026 Β· Version 3.0

Data Controller

Legal Disputes UK Limited
Trading as: FixMyFile UK
Company No: 17321196
Incorporated: 5 July 2026
Registered Office: 66 Paul Street, London, England, EC2A 4NA

Regulatory Details

ICO Registration: ZC189761
Data Protection Act 2018 compliant
UK GDPR compliant
Data Protection Officer: privacy@fixmyfile.co.uk
Jurisdiction: England & Wales

1. Introduction & Data Controller

FixMyFile UK is a trading name of Legal Disputes UK Limited (Company No. 17321196), incorporated in England and Wales on 5 July 2026, with its registered office at 66 Paul Street, London, England, EC2A 4NA.

Legal Disputes UK Limited is the data controller responsible for your personal data within the meaning of the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Our ICO registration number is ZC189761.

Prior to 5 July 2026, FixMyFile UK operated under different ownership. All data held has been transferred to and is now processed by Legal Disputes UK Limited in accordance with the lawful basis of legitimate interests and business reorganisation.

This policy applies to all personal data we collect through our website (fixmyfile.co.uk), our client portal, our case management systems, and any communication you have with us including via WhatsApp, telephone, email, or post.

2. Personal Data We Collect

Identity & Contact

  • β€’ Full name, title, date of birth
  • β€’ Email address and phone number
  • β€’ Postal address
  • β€’ Nationality and marital status

Case & Financial

  • β€’ Credit file and financial records
  • β€’ Bank account and institution details
  • β€’ CIFAS marker and default information
  • β€’ Case correspondence and evidence

Identification Documents

  • β€’ Passport or driving licence
  • β€’ Proof of address (utility bill, bank statement)
  • β€’ Signed Letters of Authority (LOA)
  • β€’ Digital signatures

Technical & Usage

  • β€’ IP address and browser type
  • β€’ Device and operating system information
  • β€’ Page views and session duration
  • β€’ Cookies and tracking data

3. How We Use Your Data

We process your personal data for the following purposes:

Providing Our Services

To assess eligibility, prepare case files, draft submissions, and manage your document drafting or dispute case from start to finish.

Communication

To contact you about your case, send updates, request documents, and respond to your enquiries via your preferred channels.

Payment Processing

To process payments, issue invoices, manage payment plans, and verify transactions through our payment processors.

Legal & Regulatory Compliance

To meet our obligations under UK law, including anti-money laundering checks, identity verification, and data protection requirements.

Case Documentation

To prepare, store, and submit legal documents including Letters of Authority, complaints, and escalation packs to institutions and regulators.

Service Improvement

To analyse usage patterns, improve our website and services, and develop new features that benefit our clients.

Security & Fraud Prevention

To protect against fraud, unauthorised access, and to maintain the security and integrity of our systems and your data.

5. Data Sharing & Third Parties

We may share your personal data with the following categories of recipients, strictly on a need-to-know basis:

Credit Reference Agencies

Experian, Equifax, TransUnion β€” to obtain and review credit file information necessary for your case.

Financial Institutions

Banks, lenders, and creditors β€” to submit complaints, challenges, and Letters of Authority on your behalf.

Regulatory Bodies

Financial Ombudsman Service (FOS), Information Commissioner's Office (ICO), CIFAS β€” for escalations and regulatory compliance.

Payment Processors

Stripe and our banking providers β€” to process payments securely. We never store your full card details.

Service Providers

Cloud hosting, email delivery, and case management platforms that process data on our behalf under strict data processing agreements.

Legal & Professional Advisors

Solicitors, barristers, or compliance consultants engaged to support your case or our regulatory obligations.

We Never Sell Your Data

We never sell, rent, or trade your personal information to any third party for marketing purposes. Ever.

6. International Data Transfers

Your personal data is primarily stored and processed within the United Kingdom and the European Economic Area (EEA). Where any data is processed outside the UK/EEA (for example, by cloud service providers with global infrastructure), we ensure that appropriate safeguards are in place, including Standard Contractual Clauses (SCCs) approved by the UK government, or we rely on a recognised adequacy decision.

You may request a copy of the safeguards we use for international transfers by contacting our Data Protection Officer.

7. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes set out in this policy:

Data TypeRetention Period
Active case filesDuration of case + 7 years
Identity documents6 years post-case closure
Payment records7 years (tax/legal requirements)
Correspondence7 years post-case closure
Website/usage data24 months
Marketing consent recordsUntil withdrawal of consent
Case access logs3 years

After the retention period, data is securely deleted or permanently anonymised.

8. Data Security

We implement industry-standard technical and organisational measures to protect your personal data:

256-bit TLS Encryption

All data in transit is encrypted end-to-end.

Encrypted Storage

Data at rest is encrypted using AES-256.

Access Controls

Role-based access with multi-factor authentication.

Regular Audits

Security assessments and penetration testing.

Activity Monitoring

All access to personal data is logged and monitored.

Staff Training

Mandatory GDPR and data protection training for all staff.

In the event of a data breach, we will notify the ICO within 72 hours and affected individuals without undue delay, as required by UK GDPR.

9. Cookies & Tracking Technologies

We use cookies and similar technologies to operate our website and improve your experience:

Essential Cookies

Required for the website to function (authentication, security, session management). These cannot be disabled.

Analytics Cookies

Help us understand how visitors use our site so we can improve it. These are anonymised and can be disabled.

Preference Cookies

Remember your settings and preferences for a smoother experience.

You can manage cookies through your browser settings. See our Cookie Policy for full details.

10. Your Data Protection Rights

Under UK GDPR and the Data Protection Act 2018, you have the following rights:

Right of Access

Request a copy of the personal data we hold about you (Subject Access Request).

Right to Rectification

Request correction of inaccurate or incomplete personal data.

Right to Erasure

Request deletion of your personal data ("right to be forgotten").

Right to Restrict Processing

Request that we limit how we use your data in certain circumstances.

Right to Data Portability

Receive your data in a structured, machine-readable format.

Right to Object

Object to processing based on legitimate interests or for direct marketing.

Rights re: Automated Decisions

Not be subject to decisions based solely on automated processing without human intervention.

Right to Withdraw Consent

Withdraw consent at any time where processing is based on consent.

To exercise any of these rights, email privacy@fixmyfile.co.uk with your request. We respond to all valid requests within one month (extendable by two months for complex requests, in which case we will inform you of the extension within the first month).

11. Children's Privacy

Our services are not directed at individuals under the age of 18. We do not knowingly collect personal data from children. If you believe we have collected data from a person under 18, please contact us immediately at privacy@fixmyfile.co.uk and we will take steps to delete such data.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of any material changes by posting the updated policy on this page and updating the "Last updated" date. For significant changes, we may also notify you by email. We encourage you to review this page periodically.

13. Complaints & Regulator

If you have a concern about how we handle your personal data, we want to hear from you. Please contact us first at privacy@fixmyfile.co.uk and we will investigate promptly.

You also have the right to complain to the UK's independent data protection regulator:

Information Commissioner's Office (ICO)

Website: ico.org.uk
Helpline: 0303 123 1113
Address: Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF

We would appreciate the opportunity to address your concerns before you approach the ICO.

14. Contacting Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us:

Data Protection Officer

Email: privacy@fixmyfile.co.uk
General: info@fixmyfile.co.uk
Phone: 0800 009 6089
WhatsApp: 020 8050 8711

Registered Office

Legal Disputes UK Limited
66 Paul Street
London, England
EC2A 4NA
United Kingdom