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Your Financial Protection Department

Most Financial
Problems Don't
Start With
One Problem.

Banking issues become mortgage issues.

Mortgage issues become housing issues.

Housing issues become life issues.

Protection+ exists to help before small problems become major ones.

1,200+
Members
4.0★
Trustpilot
99%
Retention Rate
The Reality

One Issue Rarely
Stays One Issue.

The compound effect of financial problems is rarely discussed. Hover each stage to understand how one issue leads to the next.

Bank Account Closure
Your primary banking access is removed without adequate explanation.
CIFAS Marker Applied
A fraud marker is added to your file, visible to all CIFAS members.
Mortgage Application Declined
Your mortgage is refused due to banking history and financial markers.
Housing Applications Rejected
Landlords and associations decline based on credit and background checks.
Financial Stress Compounds
Each problem amplifies the next. Without support, the spiral continues.

Most people seek help after damage occurs.

Protection+ exists before damage occurs — protecting you at every stage of the journey.

The Positioning

You Are Not Paying
For Documents.

You Are Retaining A Team.

Clients are not paying for templates or automated letters. They are retaining access to consultants, monthly reviews, document preparation, and ongoing support.

01

Consultant Reviews

A named consultant reviews your financial profile every month, identifying changes and preparing your strategy.

Monthly financial assessment
Health score updates
Strategy adjustments
Progress reporting
02

Document Preparation

Professionally prepared submissions, complaints, impact statements and supporting documents — all handled for you.

Complaint letters
DSAR preparation
Impact statements
Housing support packs
03

Ongoing Support

Direct access to your consultant throughout the month. Questions answered. Guidance provided. No waiting.

Direct consultant access
Portal messaging
Response guarantees
Priority handling

Think of it as having your own accountant, private banker and financial consultant — available every single month, already knowing your history, never starting from scratch.

How We Work

Not AI.

Not Generic.

Not Automated.

Every member is supported by a real person who understands their specific situation and acts accordingly.

Human Reviewed
Tailor-Made
Consultant Prepared
Case Specific
Evidence Based
The Experience

This Is A Relationship.
Not A Transaction.

Every month, something happens. Every month, progress is made.

Month 1

Onboarding & First Review

Consultant assigned
Financial profile reviewed
Health score established
Portal activated
Month 2

Credit Assessment

Full credit file analysis
Adverse items identified
Improvement strategy prepared
Initial documents drafted
Month 3

Active Document Preparation

Complaint letters prepared
DSAR requests filed
Supporting documents reviewed
Progress report issued
Month 6

Mortgage Readiness Review

Full assessment completed
Impact statement prepared
Lender guidance issued
Health score reviewed
Month 12

Annual Financial Audit

Complete position review
Year-in-review report
Next 12-month strategy
Health score target set
The Portal

Your Financial Command Centre

A live dashboard showing your complete financial position — updated by your consultant every month.

Protection+ Portal
Live
Updated monthly by your consultant

Financial Health Score™

92/100
Excellent
Banking Position
Clear
Credit Markers
None
Mortgage Readiness
Strong
The Difference

We Do The Work.
You Move Forward.

Without Protection+

On Your Own

Researching regulations yourself
Writing complaint letters alone
Understanding credit reports
Preparing evidence packs
Managing deadlines
Starting from scratch every time
With Protection+

Your Team Behind You

Consultant handles all research
Professionally prepared documents
Reports interpreted and explained
Evidence reviewed by a specialist
Deadlines tracked and managed
Your history remembered always
The Value

The Cost Of Going It Alone

Each service carries a real market cost. Protection+ consolidates everything into one monthly membership.

Without MembershipIndividual service costs
DSAR Preparation£95
Formal Complaint Letter£149
Financial Review£75
Impact Statement£99
Support Letter£79
Housing Pack Preparation£120
Mortgage Readiness Review£95
Total Cost

Per typical period of need

£712+
Protection+ Membership

All of the above included — every single month

From £59.99

/month

Who It's For

Anyone Serious About
Their Financial Future

Home Buyers

Preparing a mortgage application or recovering from a previous decline. We ensure your financial profile is ready.

Families

Protecting the financial wellbeing of a household. One membership provides ongoing protection for the whole family.

Professionals

Executives and professionals who need their financial record to match their professional reputation.

Business Owners

Entrepreneurs who understand that personal and business financial health are deeply connected.

Students & Graduates

Starting your financial journey the right way — with protection, monitoring and expert guidance from day one.

Landlords

Property owners who need to maintain a clean financial record for mortgage approvals and portfolio growth.

Private Client Membership

Platinum Private

Client Membership.

Executive-level support for clients who require the highest level of ongoing assistance. Senior consultants, priority handling, and unlimited access.

Same-day response guarantee
Direct Senior Consultant access
Unlimited document preparation
Executive case management
Annual Financial Reputation Audit
VIP priority queue — never wait
Quarterly in-depth strategy reviews
Platinum
£349.99
/ month · Cancel anytime
Executive Case Management
Same-Day Response Guarantee
Unlimited Document Preparation
Senior Consultant Access
Annual Financial Reputation Audit
VIP Priority Queue
Retention

Why Members Stay

Our members don't stay because they have to. They stay because they genuinely feel protected.

Peace Of Mind

Knowing a real specialist is actively monitoring your financial profile every month — not waiting for you to call.

Consistent Access

Financial issues rarely happen in isolation. Ongoing membership means you are never left to handle complex matters alone.

Trusted Consultants

A named consultant who already knows your history. No starting from scratch each time something new arises.

Proactive Protection

Reviews and document preparation before problems escalate into something that costs significantly more to resolve.

A Real Relationship

Your circumstances six months from now may be entirely different. Your membership evolves alongside your situation.

Guaranteed Response

Guaranteed response times across all plans. Your consultant is available and responsive — not an automated system.

Retain Your Financial
Protection Team Today

Real consultants.

Tailor-made support.

Ongoing protection.

Human expertise.

FixMyFile provides document preparation, administrative support, case review assistance and financial file support. We do not provide regulated financial advice, mortgage advice, lending advice or guaranteed outcomes unless expressly confirmed through an authorised route.